Vehicle finance made simple...
CVM are specialists in vehicle supply and funding. Whether you need just one vehicle or a fleet of cars or vans, we offer a flexible approach to suit your personal requirements.
When you need a vehicle and finance for it, naturally you want the most cost effective and trouble free option from a reputable company.
Our reputation stems from our long-term relationships with our customers. These include private individuals, sole traders, partnerships and limited companies.
Each of our clients receives a personal service - from the supply and delivery of the chosen vehicle to the funding facility that meets the specified needs.
We ensure that dealing with CVM is trouble free.
Contract hire
A popular choice for VAT registered companies that want minimum outlay and maximum control of costs especially when the maintenance and relief vehicle options are included.
With the vat beneficial financing package one regular rental payment covers all risks including costs of depreciation and disposal for an agreed period of time and mileage. Road fund license is included but roadside rescue maintenance and relief vehicle provision are options that can be added and charged to the rental payment.
Finance lease
Ideal for VAT registered companies who want to hand the administration of their vehicles and have the assets shown on their balance sheets.
A VAT beneficial finance option where the hirer can choose to pay the entire cost over the agreed lease period or pay lower monthly rentals during the lease period with a final payment based on the anticipated resale value of the vehicle.
Contract purchase
For companies with high value cars that would like the option to purchase the vehicles but don't want any depreciation risks.
The customer acquires the vehicle by paying fixed monthly instalments with the asset being shown on the company balance sheet and can either retain ownership at the end of contract or hand the vehicle back.
Contract purchase has the added benefits of savings on maintenance and relief vehicles and comes with road fund license.
Lease purchase
For non VAT registered companies that want eventual ownership of the vehicle.
A funding agreement where the company acquires ownership when all the payments, including the option to purchase, have been made. Part of the capital cost of the vehicle payment may be deferred into a "balloon" payment at the end of the agreement, which equates to the anticipated value of the vehicle at the end of the agreed leasing period.
Personal contract purchase
For private individuals who want a hassle free and cost effective way to finance and maintain a vehicle.
Consultation and assessment of your requirements may reveal that personal leasing is the ideal vehicle financing solution for your business and personal needs. This product allows you to enjoy significant tax advantages, a choice of a new or used vehicle every two to three years for a fixed monthly charge that is easy to budget for, as well as an optional all inclusive maintenance and breakdown package.
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